SOLUTIONS
Your Retirement Is Closer Than You Think.
Let’s Get the Right Pieces Working Together.
Your retirement savings have different jobs to do. Some money needs to create income. Some may need to keep growing. Some should probably be available when life throws you an expensive surprise. And some may eventually go to the people you love.
The challenge isn't necessarily finding another financial product. It's figuring out how the pieces you already have — and the choices available to you — can work better together.
Solutions Designed Around Real Life.
The right retirement strategy isn't about having more products. It's about knowing what each piece is supposed to do.
BUILDING YOUR RETIREMENT INCOME
COORDINATING THE BIGGER PICTURE
Social Security & Pension Coordination
Looking at when and how these important income sources fit with your other assets, income needs and retirement plans.
Tax-Aware Income Strategies
Considering how different retirement accounts and income sources are taxed when deciding where retirement income should come from.
Legacy & Family Planning
Helping you enjoy the retirement you've worked for while also considering what you may want to leave to children, grandchildren or causes that matter to you.
Retirement Income Planning
Turning accumulated savings into income you can actually use — and helping determine where that income should come from over time.
401(k), 403(b) & IRA Reviews
Understanding what you own, how it's invested, the risks and costs involved, and whether it still fits the retirement you're planning.
Protected Income & FIA Strategies
Exploring whether protected income and fixed indexed annuity strategies may have a role in creating greater predictability while helping reduce exposure to market losses.
Risk Management & Protection
Looking at the financial risks that could disrupt retirement and considering strategies designed to help protect income, assets and long-term plans.
Retirement Planning for Teachers & Public Employees
A RIM SPECIALTY
Teachers often arrive at retirement with several good pieces already in place — a pension, a 403(b) or 457, Social Security and personal savings. The challenge is figuring out how all those pieces work together. At RIM, we help educators make sense of their retirement benefits, understand the choices available to them and build a more coordinated income strategy for the years ahead.
You spent your career explaining things. Your retirement plan should be explained to you.
Not Every Solution Belongs in Every Retirement.
That's kind of the point. For one person, creating more guaranteed income may be important. Someone else may value liquidity and growth. Another family may be thinking about taxes, protecting a spouse or leaving something meaningful to their children. There isn't one retirement product — or one retirement formula — that's right for everybody. That's why we use The RIM Method™ to understand the person first, then evaluate which solutions may actually fit. Because the goal isn't to own more financial products. It's to build a retirement you feel comfortable living with.