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Privacy Policy

Retirement Income Matters, Inc. -  Privacy Policy

Last updated: April 1, 2026

Retirement Income Matters (“we,” “our,” “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, schedule an appointment, or interact with our services.

By using our Site, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

A. Information You Provide Directly

  • Name

  • Email address

  • Phone number

  • Appointment details

  • Information submitted through forms

  • Preferences regarding communications (including SMS opt‑ins)

B. Automatically Collected Information

When you visit our Site, we may automatically collect:

  • IP address

  • Browser type and version

  • Device information

  • Pages visited and time spent

  • Cookies and tracking technologies (see Section 6)

C. Information from Third Parties

We may receive information from:

  • Appointment‑booking tools

  • Email or SMS communication platforms

  • Analytics providers

2. How We Use Your Information

We use your information to:

  • Provide and improve our services

  • Respond to inquiries and customer support requests

  • Schedule and confirm appointments

  • Send educational materials

  • Send marketing communications (only if you opt in)

  • Personalize your experience on our Site

  • Analyze Site performance and user behavior

  • Comply with legal obligations

We do not sell your personal information.

3. SMS Communications 

If you choose to opt in, we may send SMS text messages to the mobile number you provide. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Your consent is not required as a condition of purchasing services.

A. Appointment & Educational Messages (Non‑Marketing)

☐ I agree to receive SMS text messages from Retirement Income Matters related to appointment confirmations, reminders, service updates, and educational materials.

B. Marketing Messages (Separate Opt‑In Required)

☐ I agree to receive promotional and marketing SMS messages from Retirement Income Matters, including special offers, event invitations, and product or service announcements.

Opting out of marketing messages does not affect your ability to receive appointment‑related or educational messages if you opted into those separately.

We do not sell or share your mobile number with third parties for their marketing purposes.

4. How We Share Your Information

We may share your information with:

  • Service providers (e.g., scheduling tools, email/SMS platforms, analytics providers)

  • Professional advisors (e.g., legal or compliance consultants)

  • Regulatory authorities when required by law

We do not share your information with third parties for their own marketing.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information.
However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies & Tracking Technologies

We may use cookies, pixels, and similar technologies to:

  • Improve Site performance

  • Understand user behavior

  • Personalize content

  • Support analytics and advertising (if applicable)

You may disable cookies through your browser settings, though some features may not function properly.

7. Your Choices & Rights

Depending on your location and applicable laws, you may have the right to:

  • Access the personal information we hold about you

  • Request corrections

  • Request deletion

  • Opt out of marketing communications

  • Withdraw SMS consent at any time (reply STOP)

To exercise these rights, contact us using the information below.

8. Third‑Party Links

Our Site may contain links to third‑party websites.
We are not responsible for the content, privacy practices, or security of those sites.

9. Children’s Privacy

Our Site is not intended for children under 13, and we do not knowingly collect information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
The “Last updated” date at the top of this page reflects the most recent revision.
Continued use of the Site after changes are posted constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or your personal information, please contact us:

Retirement Income Matters
Email: RetirementIncomeMatters@gmail.com
Phone: (1) 843.236.7886

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